What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear

What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear

Tim Amsden
Published on: 25/09/2026

Nobody times the market perfectly. Tim Amsden explains why long term goals beat short term price fears.

You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting

You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting

Tim Amsden
Published on: 25/09/2026

Loan programs, DPA, seller concessions reduce upfront costs. Tim Amsden explains your real down payment options.

Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer

Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer

Tim Amsden
Published on: 25/09/2026

Lower rates bring more buyers and higher prices. Tim Amsden explains why timing beats rate chasing now.

Adjustable Rate Mortgages Are Not What They Were in 2008 and Here Is What Buyers Should Know Now

Adjustable Rate Mortgages Are Not What They Were in 2008 and Here Is What Buyers Should Know Now

Tim Amsden
Published on: 25/09/2026

Fixed periods, clear guidelines, stricter qualifying. Tim Amsden explains when an ARM actually makes sense now.

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